Due Diligence

No Stone Left Unturned

Consolidated Analytics provides you with a tailored approach to due diligence, leveraging our multidisciplinary team of subject matter experts and applying industry best practices to thoughtfully craft due diligence and analytics. Explore our review components to get a better understanding of our commitment to thorough, accurate, and transparent reviews.

Determining credit quality in accordance with lender, investor, and industry standards requires a thoughtful application of a credit review scope curated for the purpose of the intended use. Whether an agency, govt., jumbo, non-QM, home equity, reverse, chattel or commercial purpose, Consolidated Analytics will build and deploy a credit review scope that may assess:

  • Credit document sufficiency
  • Guidelines conformity
  • Borrower eligibility
  • Income and assets
  • Credit history
  • Ability-to-Repay (ATR)
  • Debt-to-Income (DTI) ratio
  • Employment history
  • Credit fraud