loanDNA
Reimagining Mortgage Operations with Intelligence, Automation, and Scale
loanDNA is the next-generation mortgage technology platform redefining how the industry approaches due diligence, valuations, loan origination, and servicing. loanDNA empowers stakeholders to operate smarter and faster across the mortgage lifecycle by unifying artificial intelligence, advanced automation, and agentic workflows.
loanDNA is designed from the ground up for mortgage lenders, servicers, asset managers, and service providers who demand efficiency, precision, and adaptability. Whether you’re navigating the complexities of credit and collateral review, streamlining originations, or managing loan servicing at scale, loanDNA delivers a unified ecosystem that connects every workflow.
Income Calculator
The income calculator transforms borrower income calculation by intelligently parsing paystubs, W-2s, 1099s, and bank statements. It ensures consistent, audit-ready results in seconds for salaried, self-employed, or gig economy borrowers.
Agentic AI Underwriter
Accelerate your underwriting process with an AI-driven engine that delivers fast, consistent, and compliant decisions. Leverage contextual intelligence, custom rules, and dynamic workflows to reduce cycle time and human error.
Document Intelligence:
Data Extraction & Bookmarking
- Intelligence-based document recognition combines OCR, classification, data extraction, rules engines, and LLM-powered insight to digitize documents and drive decisioning across origination, servicing, and due diligence.
- Intelligent document processing covers re-alignment, tagging, sentence-case bookmarks, subject vs. non-subject identification, nested bookmarks, duplicate detection, and sequential arrangement.
Automated Valuation Model
Our next-gen AVM powers intelligent property valuation with advanced Automated Valuation Models (AVMs) that adapt to real-time market conditions. From origination to portfolio surveillance, it delivers fast, consistent estimates using hedonic, HPI-based, and ensemble modeling techniques. homeDNA ensures your decisions are grounded in trusted, data-driven value, whether underwriting, reviewing assets, or optimizing trades.
Rate Lock
Our rate lock solution allows lenders to guarantee interest rates for borrowers over a defined period, while staying agile in fast-moving markets. By streamlining and centralizing the rate-lock process, loanDNA delivers end-to-end transparency, operational efficiency, and compliance for lenders and borrowers.
Benefits of loanDNA
With increasing regulatory scrutiny, the need for comprehensive, technology-enhanced quality control measures has never been greater. Our loanDNA platform addresses these challenges, empowering clients to streamline workflows with less reliance on manual processes to mitigate risks and save time and money.