Valuation Services & Analytics
VALUATION & PORTFOLIO ANALYTICS
Analytics for Faster, Smarter, Data-Driven Insights
Sometimes you need multiple checkpoints to ensure your existing valuation is accurate. Consolidated Analytics provides a range of valuation analytics that enhance and accelerate valuation validation and portfolio screening.
Valuation Analytics
We leverage a range of data sources and analytics solutions to support your valuation needs. Whether you require refreshed MLS comps or data for comparison, a quick automated valuation, enhanced risk management, or need to supplement your portfolio data with HPI and market indicators, our valuation data analytics help you quickly dig deep into property value or market performance to make better asset and portfolio decisions.
The AVM provides an algorithmically derived value for a property utilizing available data from public records, MLS data, and other available information. The provided report includes (where available):
- Probable sales price and accompanying value range
- Sales history and value forecast
- Property characteristics
- Comparable sold and listed property data
- Maps of those comps in relation to the subject
- Additional market data
Market conditions change and can quickly impact collateral value. Consolidated Analytics’ offers you an HPI that provides an updated value for a given date from a starting point (date and value) using local home price appreciation data. The index:
- Provides more accurate and granular market and house price trend data
- Enables rapid data access and integration for your valuation models
- Helps determine portfolio risk and opportunity for better investment decisions
- Provides monthly HPI data at neighborhood zip code, MSA, block, and metro levels
The Reconciled AVM provides a reviewer’s opinion of the probable selling price of a property, which includes:
- Similar comparable sold and listed properties obtained from current multiple listing service data
- A defined market area
- A defined comparable property search criteria
- Reviewer commentary
- A refined selection of best available comps
Portfolio Valuation Analytics
We know that portfolio valuation risk varies based on markets, valuation accuracy, and available data. At Consolidated Analytics, we offer lenders, servicers, asset managers, property holders, and capital markets participants greater visibility into collateral risk using a range of data and analytic tools, meticulous review, and supplemental valuation products. Whether you are evaluating a performing loan portfolio, non-performing, REO, and rental, our portfolio analyses enhance your understanding of market and value risk to guide your most sensitive portfolio decisions.
We know the challenges associated with portfolio valuation. The Consolidated Collateral Cascade is a customizable approach to portfolio valuation that improves accuracy while minimizing time and cost. Our solution:
- Provides custom tiers that may include automated or human-driven valuation tools:
- Automated: AVM and HPI analyses, market data, economic data, MLS data, and other customized data selections
- Human-driven: Consolidated Valuation (CV Suite) products, desktop reviews, reconciliations, and broker/appraiser valuations
- Stratifies the pool by risk and valuation confidence score to ensure the right valuation tool is driving an accurate, timely, and supported value
- Streamlines collateral valuation decision-making while ensuring regulatory compliance
- Helps minimize transaction or portfolio risk due to inaccurate or outdated valuation
Investors purchasing large pools of rental properties are often faced with uncertainty around collateral value risk, property condition, and rental viability. Our SFR Portfolio Analysis evaluates a portfolio by combining traditional asset valuation reviews with advanced analysis of rental suitability and the potential income generation for each property. The solution evaluates:
- Key neighborhood data points including occupancy, neighborhood data, granular HPI, local market conditions, MLS data, and economic indicators
- BPOs for each property delivered via spreadsheet and hard copy
- Property condition risks that may reduce rental suitability or negatively impact marketing timelines and rental income
This approach enables more informed bidding decisions on SFR pools and promotes the long-term success of the portfolio by supporting property owners with a sound basis for establishing accurate rental prices.
