Consulting and Advisory
GOVERNANCE, RISK & COMPLIANCE

Monitoring and Managing Risk

Businesses in the financial services and mortgage industries need to consistently monitor regulator and agency rule changes, industry guidelines, and rating agency recommendations to ensure its systems, processes, policies, and procedures are implemented well in advance of critical deadlines.


Overview of our GRC Solutions

  • Review and analysis of organizational adherence to key government and agency rules and requirements, including but not limited to:
    • Federal, state and local law
    • CFPB, GSEs, and agency rules and guidelines
    • Industry best practices
    • Investor and stakeholder expectations
  • Review pre-audit policies and procedures
  • Implement post-audit changes
  • Assess change management protocols
  • Document new and existing policies and procedure (P&P)
  • Prioritize and quantify recommendations
  • Review, develop, and implement QA and QC Programs and Policies

Comprehensive Compliance Analysis

Our compliance reviews are extensive and cover a broad range of regulatory requirements, some of which we’ve listed below:

  • Truth in Lending Act (TILA)
  • Real Estate Settlement Procedures Act (RESPA)
  • TILA-RESPA Integrated Disclosures (TRID)
  • Anti-Money Laundering (AML)
  • Electronic Fund Transfer Act (EFTA​)
  • Fair Debt Collections Practices Act (FDCPA)​
  • Community Reinvestment Act (CRA)
  • Equal Credit Opportunity Act (ECOA)
  • Fair Credit Reporting Act (FCRA)​
  • Gramm-Leach-Bliley Act (GLBA)​
  • Equal Credit Opportunity Act (ECOA)​
  • Flood Disaster Protection Act (FDPA)
  • Unfair, Deceptive Abusive Acts or Practices (UDAAPs)​
  • Service Members Civil Relief Act (SCRA)​
  • Secure and Fair Mortgage Licensing Act (SAFE)
  • Home Owners Protection Act (HPA)​
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