Company
LEADERSHIP

Chief Executive Officer

Arvin Wijay is Chief Executive Officer of Consolidated Analytics and has more than 20 years of experience in the real estate finance industry.

Arvin has built a reputation for leading growth, operations, and sales & marketing initiatives for B2B startup, turnaround, and Fortune 500 companies. His path in real estate finance began as an officer of a securities broker-dealer and a real estate brokerage firm. He subsequently joined an investment banking company where he specialized in the capitalization, acquisition, and operations of several business entities. Later, he served as CFO of a holding company that originated equity in the form of mortgage-backed securities for residential developments. Arvin has also held various executive level positions at reputable mortgage firms; he was controller at Fremont Investment and Loan, and later EVP, Production and Strategic Management at Morgan Stanley where he led the due diligence and acquisition of Saxon Mortgage, and developed marketing, sales, and product development teams— exponentially increasing revenue.

In 2008, Arvin launched Retreat Capital Management, Inc., a residential loan servicing and advisory company providing complete fulfillment process solutions to address the escalating mortgage default crisis. An ambitious and driven entrepreneur, he developed a multi-national network of senior executives and fortified the company’s intellectual capital with industry leaders in advisory services, servicing, component servicing, and loan origination. In 2011, an Indian-based Public Company acquired majority investment in Retreat, enabling him to continue the company’s aggressive growth trajectory and expansion. In 2014, Arvin sold Retreat Capital Management after he grew the business from $200,000 in revenues to over $30M a year and over $5M in EBIDTA.

Arvin’s leadership approach at Consolidated Analytics fosters empowerment and accountability, which enables individuals and teams to increase productivity, quality, and profits through company’s business strategy, operations, growth, and acquisitions.

President

Brian Gehl is President of Consolidated Analytics, a company which he acquired, and grew, since 2008.  Consolidated Analytics originally focused on national residential valuations and has since expanded to provide more holistic mortgage services offerings.  Today, Brian serves as the company’s President. In this role, Brian contributes to company business and acquisition strategy and oversees the company’s valuation services and analytics business line, including operational oversight, product development, business strategy, marketing, and sales.  Before purchasing Consolidated Analytics, Brian cut his teeth in the mortgage space by acquiring, growing and eventually selling Commco Credit, a mortgage credit company, to Land America Title in 2006.

A serial entrepreneur and real estate enthusiast, Brian has an extensive background in financial analytics, real estate development, and private equity funding.  Brian’s entrepreneurial approach stems back to when he co-founded Diverse Holdings Company (DHC), a private equity firm based in Orange County, California that funded or acquired progressive companies with a clear path to growth.  In 2004, DHC focused its attention on real estate development in Southern California, a category that played well to Brian’s personal interests and passions. In 2008, DHC purchased Irvine-based business Consolidated Analytics, which provided asset valuation and appraisal services to major banks and lenders nationally. In 2009, Brian took controlling interest of the company and focused on growth, expansion, and leadership development. In 2014, Brian developed a thriving partnership with Arvin Wijay, who now is the company’s CEO. Together, Brian and Arvin have significantly expanded the company’s services and capabilities to include due diligence, valuation analytics, mortgage business process services, real estate asset management, fulfillment, consulting and advisory.

Beyond Consolidated Analytics, Brian is co-founder and CEO of HomDNA,  a venture backed application designed to help homeowners manage their largest asset, their home, more efficiently.

Brian has a BSBA degree in Business Administration Entrepreneurship from USC. He is a devoted husband, father, and avid golfer.

Chief Revenue Officer

Rudy Zabran is the Chief Revenue Officer at Consolidated Analytics, a leading provider of end-to-end mortgage services including residential valuation, fulfillment, due diligence, component services, consulting, and advisory. In this role, Rudy oversees the strategy and execution of all business development, marketing, sales and client relations operations. He is responsible for building and strengthening customer and business partnerships and delivering client-centric solutions that improve quality, efficiency, and performance –from the asset through the enterprise. Rudy also supports the development of the company’s RMBS due diligence operations and capital markets solutions.

Rudy has more than 18 years of experience in the mortgage and capital markets industries, including deep experience RMBS underwriting, credit and collateral quality, regulatory compliance, and due diligence operations. Over the course of his career, Rudy has partnered a broad range of mortgage industry and capital market participants including banks, asset managers, hedge funds, private mortgage lenders, insurers, credit unions, GSEs, federal agencies, and rating agencies.

Prior to joining Consolidated Analytics, Rudy was the US Sales Head for Wipro’s mortgage solutions businesses. Previously, he was Managing Director and founding member at Opus Capital Markets Consultants (Opus CMC), which sold to Wipro Limited in 2014.

President, Board Member

Joseph Andrea is the President of Consolidated Analytics. Joe brings a record of proven leadership and expertise in the mortgage and consumer asset due diligence industry. As President, Joe oversees the development of the company’s rapidly growing due diligence business line, including operations, business development, technology sourcing, sales and marketing, and client relations. Additionally, Joe leverages his entrepreneurial background, industry knowledge, and deep connections to provide insights and research around market needs to support company growth and expansion decisions.

Joe began his real estate finance career in 1993, working in residential and commercial real estate and loan origination. Before joining Consolidated Analytics, Joe was the Founder and Managing Partner at Opus Capital Markets Consultants (Opus CMC), a nationwide due diligence firm he launched in 2005. In this role, he grew the company from a small handful of mortgage due diligence experts to 700+ employees, with locations in five states and India. In 2014, Opus CMC was acquired by Wipro Limited, an Indian-based IT and Consulting Firm. Joe remained with Opus CMC, supporting the development of offshore capabilities and mortgage fulfillment. Before Opus CMC, Joe was President of American Mortgage Consultants until 2005.

Beyond mortgage and finance, Joe is a serial entrepreneur who has driven business growth across multiple industries beyond mortgage and finance. He was previously the owner of the Medical Imaging Center. He invests in various sectors, including Energy, Consumer Goods, social media, Food and Beverage, Technology and Platforms, FinTech, and Healthcare. Joe has a B.S. in Finance and Real Estate from the University of Arizona.

He is an avid golfer and frequently travels across the globe.

Chief Administration Officer

Dana Gross is the Chief Administrative Officer (CAO) at Consolidated Analytics. In this role, Dana leads organizational change and devising strategies to strengthen audit, regulatory compliance, and people operations in the US and India. As CAO, Dana will focus on driving a cohesive global company mission and a collaborative company culture, while strengthening the standards of corporate responsibility. Additionally, Dana oversees the company’s full-service HR department including employee relations, employee brand and experience, HR system implementation, policy and procedure development, employee benefits, CA University, and recruiting.

A dynamic and strategic leader, Dana brings over 20 years of experience in Human Resources. She is known for her “grace under pressure” EQ. She balances open and compassionate listening with a business-savvy management approach that enables her to support business growth, employee engagement, and retention strategies. Prior to being named Consolidated Analytics’ CAO,  Dana was Head of HR at Consolidated Analytics; and Director of Organizational Excellence at OpexNow, a mortgage advisory firm that was acquired by Consolidated Analytics in 2015. Prior to joining OpExNow, Dana was Director of Strategy at Pacific Dental Services; and spent 17 years at Union Bank where her role evolved from AVP to Vice President of HR/Training and Development.

Dana’s educational focus and degrees reside in industrial psychology and human resources management, subjects she studied at Saint Leo University. She is also a Business of Banking Graduate from the American Bankers Association. Dana holds several certifications from Langevin focusing on corporate training and development.

President

Saravanan Thambusamy is President of the Global Technology and Knowledge Process Outsourcing (KPO) Division at Consolidated Analytics. In this role, Saravanan is responsible for staffing and oversight of the division’s global team, strategic planning, solution development, P&L, and operational oversight.

The Global Technology and KPO division provides mortgage and financial services clients with technology and cloud infrastructure services, info-sec tools, software development services, and knowledge process outsourcing in areas such as mortgage banking, accounting, recruiting, and more. The division’s KPO solutions are tech-enabled and leverage artificial intelligence and machine learning to streamline and optimize back-office operations.

Saravanan brings over 30 years of experience in the technology sector, including expertise in infrastructure technology (IT); Infrastructure Technology Enables Services (ITES); Internet Service Providers; Information Security; and Telecom Networks. He also has significant experience in the US Mortgage Banking and Financial Services spaces.

Prior to joining Consolidated Analytics as President, Saravanan was CEO of Digital Interactive Solutions, an India-based KPO and technology provider. He also held executive leadership roles at global IT and BPO companies including Allsectech, Accenture Credit Services, Zenta Knowledge Services, and GRO. S

Saravanan holds a Master’s in Business Administration and a Bachelor of Engineering degree. He is also a Certified Chief Information Security Officer having managed Organizational Audits and Certification efforts. He has traveled extensively and is a key contributor in the CTO forums of NASSCOM (National Association of Software and Service Companies) in India.

Chief Operations Officer, Global

Daniel Mahimairaj is Chief Operations Officer for Consolidated Analytics’ Global Technology and Knowledge Process Outsourcing division. In this role, he is responsible for the development, design, and implementation of scalable, tech-enabled business operations. Daniel leads the day-to-day global operations where he implements processes and technologies that improve productivity for its global business and knowledge process services (KPO) clients.

Daniel has over 20 years of experience in designing and setting up offshore business process units for clients across US and the UK with subject matter expertise in the global BPO landscape.  Additionally, Daniel has deep domain expertise in BFSI and US Mortgage and has led countless business transformation projects over the course of his career. He is a certified Agile Project Manager (PMI-ACP), a certified Scrum Professional, a certified PRINCE2 Practitioner, and a UIPath Business Analyst.

Prior to joining Consolidated Analytics, Daniel was Co-founder and Delivery Head of Digital Interactive Solutions, a real estate domain-focused KPO delivering technology-enabled services for Mortgage Servicers in the US. Prior to launching Digital Interactive Solutions, he held numerous executive leadership and management roles at AllSec Technologies, where he worked cross-functionally with marketing, inside sales, presales, and project implementation teams to manage large-scale BPO and HRO business migration projects.

Daniel holds a Global MBA degree from the London School of Business and Finance, specializing in Management Consulting, and a Bachelor of Engineering from Madras University, India. He has also completed the “Business Finance for Managers” program with the Indian Institute of Management, Calcutta.

Division President, Valuations

Chris McLain is Division President, Valuations at Consolidated Analytics. As  Division President, Chris will chart the course for division transformation focusing on improving operational efficiencies through technology and process modernization and innovating new products that enable clients to effectively respond to market conditions. Chris is also responsible for Consolidated Analytics’ Valuations line of business including strategy, business development, appraisal, broker valuation operations, and overall client experience.

Chris has over 20 years of experience in the real estate finance space specializing in providing executive-level oversight of residential valuation business lines, including marketing and sales strategy, product development, operations transformation, talent and team development, and customer relationship/vendor relationship partnerships.

Throughout his career, Chris built formidable industry partnerships and acquired deep customer insights that have enabled meaningful product and service innovation and competitive advantage for his client partners. He is also known for rolling up his sleeves and digging into operations to identify opportunities for improvements to people, processes, and solutions.

Before joining Consolidated Analytics, Chris was SVP, Valuations at Computershare Loan Services. Prior, he held executive-level roles at reputable industry providers, including Clear Capital, the Accurate Group, First Valuation, DataQuick, and Veros.

SVP, Due Diligence, Transaction Management

Cory McCormack is Senior Vice President of Due Diligence and Transaction Management at Consolidated Analytics. In this role, Cory manages the Due Diligence line of business and Operations as well as numerous client relationships. In addition, she is also responsible for new client implementation and solution development.

Prior to joining Consolidated Analytics, Cory held the role of Senior Transaction Manager at Digital Risk. During this time, Cory managed several hundred trades including the 2018 sale of $17billion first and second lien mortgages. Cory also led several process improvement initiatives resulting in significant improvements in cycle time, operational capacity, quality, and new client onboarding/implementation. In 2019, she was awarded an “ACE” award from mPhasis for Operational Leadership and Best Use of Technology for her role in the development of Digital Risk’s portal, Qcynergy.

Previously, Cory served as the Fourth Judicial Circuit’s Program Administrator for the Residential Mortgage Foreclosure Mediation Program, Florida’s landmark mandatory mediation program implemented to combat the high-volume of home loan foreclosures within the state. She has also held roles at Washington Mutual and ABN AMRO Mortgage Group.

Vice President, Valuations, Operations

Lisa Stratton is Vice President, Operations and Strategy at Consolidated Analytics. In this role, she is responsible for strategic planning, operational optimization, and day-to-day business operations management for the company’s Property Valuation Services & Analytics division.

Lisa has over 20 years of leadership experience and a proven track record of managing profitable, highly efficient residential lending operations. As a strategist and a pragmatist, she prioritizes the development of detailed and actionable plans, identifying and solving for business hurdles, operational gaps, and bottlenecks. Her leadership style pairs cross-functional transparency with a collaborative and communicative team culture to ensure the efficient execution of plans.

A dynamic leader who keeps business vision at the forefront of all decisions, Lisa is known for tackling any challenge; she has modernized established operations and led business integrations for large-scale acquisitions. Her ability to streamline processes has helped countless organizations challenge the status quo. Leveraging technology, she has built, modernized, and transformed property valuation operations for some of the most well-respected, leading lending businesses in the real estate finance space.

Before joining Consolidated Analytics, Lisa held leadership roles at Stewart Valuation Services as well as other reputable organizations such as Data Quick, MDA Lending Solutions, and TransUnion.

Chief Appraiser

Jeff Rauland is Chief Appraiser at Consolidated Analytics, overseeing all property appraisal and valuation performance initiatives, including management of the company’s property valuation appraisers, analysts, review staff, and third-party appraisers. Jeff is responsible for ensuring ethical, accurate, and compliant property reports and analysis, developing policies and procedures and adopting technology and data products to enhance product quality. He also plays a central role in valuation product development.
Jeff joins Consolidated Analytics as a 30+ year mortgage banking executive with deep experience in all aspects of residential and commercial property valuation, appraisal industry standards, appraisal regulation, property analytics, housing market conditions, and appraisal technology.

While Jeff brings a substantial amount of industry and housing market knowledge, he is also a well-traveled business executive with past experiences in the APAC region. In developing strategy and policy on behalf of the Consolidated Analytics valuation community, Jeff applies his global perspective to consider the broader implications of business decisions to the company, its customers, and its valued appraisal and real estate partners.

Jeff joins Consolidated Analytics after a recent stint as Director, Valuation Policy for UBS Bank. Over the course of his career, he has held executive roles for reputable businesses in the US, including Goldman Sachs, Opus Capital Market Advisors, Washington Mutual Bank, Land America, and Investec, to name a few. He also held roles with Tzu-Chun Real Estate Consultants and China Trust located in Taipei. Jeff is heavily involved in the mortgage industry. He is a frequent panelist and speaker at events hosted by such industry associations as the Mortgage Bankers Association, Collateral Risk Network, Appraisal Institute, and the American Enterprise Institute. He is a Certified General Appraiser in Colorado, Illinois, Texas, and Wisconsin.

Division President, Consulting & Advisory

Stephen Faulkner oversees the company’s consulting & advisory services. He is responsible for customizing client engagements, ensuring operational and execution excellence for each engagement, and providing strategic an operational development to Consolidated Analytics’ advisory business line.

Stephen has more than 30 years of diversified senior executive experience in mortgage banking operations. His results-oriented management philosophy has consistently improved the performance of mortgage banking organizations of the companies he has worked with over his career.

Stephen played a significant role in the growth and development of OpEXNow, a mortgage consulting and advisory firm that sold to Consolidated Analytics in 2015. As part of Consolidated Analytics, he has introduced his “operational excellence” approach to internal stakeholders as well as clients across different functions of the business, driving business process improvements at every opportunity.

Prior to building out OpExNow, Stephen was President and COO of Vericrest Financial (aka Caliber Home Loans) and held Executive Management positions at Saxon Mortgage, Aurora Loan Services, Select Portfolio Servicing, Mellon Mortgage, Kislak National Bank, and Lomas Mortgage, USA.

SVP, Business Development, Enterprise Sales

Beth McDow is the Senior Vice President of Business Development for Consolidated Analytics. In her role, her primary ambition is to see her clients succeed and grow their businesses with higher quality and more efficient securitization due diligence, mortgage fulfillment, valuation, and REO asset management. A dynamic leader in the mortgage industry, Beth’s versatility is underscored by her comprehensive knowledge of mortgage operations, risk, securitization requirements, and process improvement/re-engineering.

Beth has over 12 years of experience in the mortgage industry and is known as a Top Performer. She pairs exceptional interpersonal skills with extensive process design and implementation capabilities to help businesses advance. Her innovation and ingenuity were applied at Caliber Home Loans Correspondent Lending Division, where she led a ground up operations and systems build out including the development of operational process flows, a Client Portal, and the Trade Platform supporting Assignment of Trade and Direct Trade. As the Vice President of Credit Risk Management, Beth was responsible for the initial Counterparty Risk framework including the development of risk reporting and Counterparty Scorecards. Previously, Beth was AVP, Operations and Project Management at Bank of America, where she designed and developed innovative processes and drove successful implementation of home retention products for Bank of America. As a result of her efforts, Beth was the recipient the prestigious Platinum Award for the overwhelmingly successful process design and implementation of Manual Modifications.

Beth is viewed as a subject matter expert in the industry and highly regarded by her secondary markets clients and peers alike. In her spare time, she likes to run, bike, sing, be outdoors, and always up for new experiences; but at the end of the day, nothing makes her happier than spending time loving on her family, especially her nieces and nephews.

SVP, Fulfillment, Asset/Rental Management

Mike Chew is Senior Vice President at Consolidated Analytics. In this role, Mike oversees multiple departments within Consolidated Analytics’ business process services (bps) service line, including origination Mortgage Fulfillment, REO Asset Management, and Rental Property Management. He is passionate about building efficient, optimized, and flexible solutions to provide clients with increased capacity in their origination and default servicing operations.

Mike has over 20 years of executive leadership, with 12 of those years focused on mortgage default, REO asset management and marketing, and property management operations. Mike excels at optimizing operational and technology and developing high-performing, metric-driven teams. His approach to management and commitment to process excellence has enabled top asset and portfolio returns for clients.

Mike joined Consolidated Analytics in 2019 as part of the company’s acquisition of Carrington Property Services (CPS), where he was Senior Vice President of its REO Asset management function, managing over 30,000 post-foreclosed assets from pre-marketing through disposition. Prior, Mike held various leadership roles at top banking institutions. He was Vice President, REO Operations at Bank of America; Regional Manage, Sales at Wachovia; and District Region Sales Manager at World Bank.

Director, Valuations, Client Engagement

Angelina Ramirez is Director of Client Services for Consolidated Analytics’ Valuation Services and Analytics division. She specializes in account management, relationship building, and client development. Angelina is passionate about delivering exceptional valuation products, high-touch service, and ensuring client satisfaction.

Angelina has been in the mortgage industry for over 18 years. She spent 5 years in various mortgage lending roles including sales, underwriting, and account management, and invested four years as a mortgage origination processing manager and loan officer assistant. For the past nine years, Angelina has focused on Appraisal Management as an internal Account Manager and external national sales. Angelina leverages her extensive background in mortgage lending to increase satisfaction and obtain direct client feedback.

In her spare time, she enjoys spending time with her exceptional son, traveling, and considers herself a “foodie.”

Division President, Due Diligence

Brian Adams is Division President, Due Diligence for Consolidated Analytics. In this role, Brian evaluates client needs and opportunities in support of business development and revenue growth, while ensuring best-fit solutions that solve mortgage business problems for the client. He is also responsible for translating division goals into realistic roadmaps, timelines, and tactics by evaluating client pain points, obtaining valuable feedback, and identifying opportunities for improvement. Brian’s close partnerships with enterprise sales, due diligence operations leaders and technology partners enable him to streamline the execution of client onboarding, SLAs, and business process optimization.

With more than 15 years in the real estate finance industry, Brian has a track record for developing strong, long-standing, and trusted relationships with c-level executives. He is a highly skilled communicator and problem solver with a deep understanding of capital markets and due diligence. While much of Brian’s career has focused on improving underlying asset quality in the secondary markets and securitization space, he also worked in mortgage servicing, valuation, data analytics, and software which give him a unique and strategic perspective related to mortgage life cycle performance.

Brian has a uniquely balanced approach to business development and operational oversight; he often evaluates business performance metrics to ensure clients are getting value from the solution, and regularly communicates with client stakeholders for direct feedback on client support, communication, timeliness, and effectiveness. Brian holds a B.S. Finance and a B.S. in Management from the University of Florida as well as an MBA from Rollins College.

Brian lives in the Orlando, Florida area with his wife and daughter.  They enjoy spending as much time as possible outdoors and traveling together.

SVP, Due Diligence, Operations

Amy Macken is Vice President of Operations for Consolidated Analytics Due Diligence Services. Amy ensures NPL/RPL portfolio due diligence reviews focus on specific risks such as credit risk, pay histories, servicing comments, and compliance. Workflow, execution, client services, and delivery excellence.
A strategic thinker and diligent team leader, Amy has over 10 years of experience in underwriting and has held leadership roles at companies such a loan Snap, DIJ Financial, Paramount, and Opus Capital Market Consultants. Amy focuses on driving a client-powered approach to ensure product excellence and client satisfaction. She brings 4 years of experience managing mid-sized NPL/RP flow projects and completing underwriting audits on between 500 and 2,000 units per month.
Amy’s sound judgment and strong skills in team management, process management, and communication have given rise to measures that induce team efficiency, accuracy, reliability, and overall work ethic.