Business Process Services
INVESTOR CLAIMS SOLUTIONS

Maximize Recovery. Minimize Loss.

Unlock the potential of your mortgage claims operations with Consolidated Analytics. Our comprehensive approach to mortgage insurance claims using automation and mortgage-specific intelligence creates an effortless process with less risk, lower client costs, and improved recovery.

 

Mortgage Investor Claims Services


Full-Service Claims Processing

 

Our government, MI, and investor claim management service helps mortgage loan servicers reduce the risk of incomplete reimbursements while minimizing exposure to expensive claims-related processes. We help mortgage servicers with a variety of loan loss guaranty claims, including:

  • FHA Part A, Part B, Supplemental
  • HUD SFLS Claims (Single Family Loan Sale Program)
  • FHA Loss Mitigation Claims/Short Sale
  • CWCOT Second Change and Third-Party Sale Claims
  • Mortgage Insurance Claims
  • USDA, VA
  • Private Investor Claims
  • Loss Analysis

Third-Party Quality Control

Our QC team will conduct a pre-claim submission review on 100% of all claim submissions. We track, monitor, and train our staff on exceptions, ensuring we continually meet quality standards. Our leadership team reviews a random monthly sampling based on a systematic approach and exception-based reporting, identifying a group of loans based on volume and system identifiers of potential risk. Senior management reviews remediation for second-level auditing and ensures corrective action. Streamlined process improvements, P&P updates, tech enhancements, training, and oversight are in place to provide remediation.

Claim Loss Review & Loss Analysis

Whether engaging in a Loss Analysis program internally or externally, a final review is critical.

Servicers and GSEs face increased risk when handling the liquidation of distressed property and filing for various associated investor claims promptly and effectively. There are several different types of claims, and investors/insurers have strict requirements associated with each of the different claim types, adding to the complexity of the filing process.

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Consulting

Our leadership team is committed to managing investor claims transparently, timely, and accurately. We build knowledgeable, expert teams to partner with our clients and drive results. We provide hands-on guidance on every claim type and focused coaching on accounting challenges and portfolio acquisitions related to claim loss and audits.

Mortgage Investor Claims Solutions

Onboarding

Deployment and Delivery Teams will test, implement, and roll out processes to validate operational readiness and reduce risk during onboarding.

Due Diligence & Recovery

Identify outstanding and missing documents, approvals, and extensions.

Loan Reconciliation

Upfront review and reconciliation of corporate advances and loan history can eliminate non-claimable items and increase claim efficiency and recovery.

Resource Development

Identify client expectations upfront and ensure resources and training are in place to meet client and regulatory requirements.

Robust Rules Engine

Use insurer rules, edit controls, and data solutions to identify non-claimable items, allowing processors to make better-informed decisions.

SLA/KPI

Ensure KPls and SLAs meet client and regulatory requirements and deliver transparent scorecard reporting.

Third-Party QC and Loss Analysis

Optimize your MI claim recovery process with comprehensive post-claim loss analysis and recovery QC services.

  • Review post-mortem analysis and claims package
  • Determine errors and omissions and assign recovery opportunities
  • Direct process improvement and recovery strategies
Case Study